Additional Disclosures
Firm Disclosures
This page provides important disclosure information for Planned Financial Services, LLC, dba Return on Life® Wealth Partners. Please review the sections below for details regarding specific disclosures.
Regulatory Documents – Quick Access
Access our key regulatory documents. Full links are listed at the bottom of this page.
Awards and rankings listed below are based on questionnaires submitted to sponsoring organizations. No fees are paid to be considered or selected, and membership in the sponsoring organization is not required. Each recognition is independently determined by the awarding organization.
Individual Award Disclosures
Forbes Best-in-State Wealth Management
Teams (2024-2026)
The Forbes Best-in-State Wealth Management Teams ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of each team’s best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and team and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. Neither Return on Life Wealth Partners nor any of its financial advisors or RIA firm pay a fee in exchange for this award/rating.
To view the full list, please visit https://www.forbes.com/lists/wealth-management-teams-best-in-state/.
For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
Forbes Best-In-State Wealth Advisor (2018-2025)
Developed by SHOOK Research, based on due diligence meetings and a ranking algorithm including client retention, industry experience, compliance review, firm nominations, and quantitative criteria such as assets under management and revenue. Portfolio performance is not considered. Neither Forbes nor SHOOK Research receives a fee for the ranking.
Crain's Cleveland Business Notable Leaders in Finance (2024)
Honorees meet criteria including Northeast Ohio location, at least five years in the profession, and employment at a financial firm. Of nominations submitted, 19 honorees were recognized. No fees are paid to be considered or listed.
Weatherhead 100 Enterprise Award (2023)
Recognizes Northeast Ohio companies leading in leadership, growth, and success. Companies represent the fastest-growing in the region with 15 or fewer employees or net sales under $5 million. No fees are paid to be considered.
Weatherhead 100 Upstart Award (2007–2022)
Celebrates entrepreneurial companies in Northeast Ohio based on sales growth, employment of 15 or fewer, and/or net sales under $1 million. No fees are paid to be considered.
NEO Success Award (2008–2015)
Recognizes top-performing companies in Northeast Ohio, measured by sales, growth, and profitability. No fees are paid to be considered.
COSE Ten Under 10 Award (2008)
Recognizes top ten companies with ten or fewer employees for innovation, growth, community value, diversity, and customer service. No fees are paid to be considered.
Distinguished Marketing and Sales Awards (DMSA) (2018)
Presented by SME Cleveland to recognize excellence in leadership, innovative strategies, sales results, and community involvement. 39 nominations submitted; 15 awards granted. No fees are paid to be considered.
300 Most Influential Defined Contribution Plan Advisors by 401kWire (2010)
Nominations from industry and editorial staff; selection based on nominee input and objective statistical analysis. No fees are paid to be considered.
Financial Times Top 401 Retirement Plan Advisors (2016)
Produced by Financial Times in collaboration with Ignites Research, recognizing top advisors specializing in defined contribution retirement plans based on assets under advisement, business growth, and specialization.
Power Players of Cleveland Customer Service Award (2016)
Honors companies demonstrating superior customer service through best practices. 700 nominations submitted; 400 awards granted.
General Disclaimer for Third-Party Recognitions
Third-party recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience higher performance results. They should not be construed as client endorsements nor are they representative of any one client's evaluation.
Planned Financial Services, LLC, dba Return on Life® Wealth Partners, is a Registered Investment Advisor with the U.S. Securities and Exchange Commission (SEC). Registration as an investment advisor does not imply a certain level of skill or training. Additional information about our firm, including our Form ADV, is available on the SEC’s website at www.adviserinfo.sec.gov.
Our website may provide links to third-party websites or contain content provided by third parties. These are provided for informational purposes only and do not constitute an endorsement or recommendation of the third-party content, services, or products. Planned Financial Services, LLC, dba Return on Life® Wealth Partners, is not responsible for the accuracy, timeliness, or completeness of any third-party information.
Investing involves risk, including the possible loss of principal. Diversification does not guarantee a profit or protect against loss in declining markets. Past performance is not indicative of future results. Investors should consider their individual investment objectives, financial situation, and risk tolerance before investing.
Planned Financial Services, LLC, dba Return on Life® Wealth Partners, does not provide legal or tax advice. Clients should consult their personal tax advisor, attorney, or other qualified professionals regarding their specific circumstances before making any financial decisions.
Content shared by Planned Financial Services, LLC, dba Return on Life® Wealth Partners, on social media platforms, blogs, newsletters, podcasts, videos, video clips, or other communications is for general informational purposes only and does not constitute personalized investment, legal, or tax advice. Past performance is not indicative of future results. Users should not act on information provided without consulting a qualified professional regarding their specific situation. Links to third-party content are for convenience and informational purposes only and do not constitute an endorsement.
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Additional disclosures may be added as required by future regulatory guidance or firm policy.
Investment advisory services offered through Planned Financial Services, LLC, dba Return on Life Wealth® Partners, an SEC-registered investment adviser (RIA).
See Additional Firm Disclaimers