Getting Frank Blog

Setting the foundation for a lifetime of fiscal responsibility While parenting styles and methods may differ, most parents share a common goal: to raise children to be healthy, happy, and independent adults. Preparing children for financial independence by instilling healthy habits and attitudes about money can go a long way toward achieving these goals. Fortunately, you don't need special training…[...]

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Tax-advantaged 529 education savings plans have long been a popular way for families to set money aside for education expenses. Now they're even more flexible, thanks to a provision under the SECURE 2.0 Act of 2022 that allows for a 529 plan rollover of unused assets to a Roth IRA, when certain restrictions are met. How 529 plans work A…[...]

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This year marks our 30th anniversary as an independent wealth management firm. As I reflect on this milestone, the word "gratitude" repeatedly comes to mind. Building and growing a sustainable wealth management firm within a highly competitive industry requires the commitment of a dedicated and experienced team, well-vetted professional partners, and most of all, our clients who have embraced our…[...]

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Prince and Heath Ledger didn't have their affairs in order, but you should. Following his death in 2016, Prince made headlines when it was discovered he died intestate – without a will or other estate planning documents governing the disposition of his $156 million estate, which included $6 million in cash, his Minnesota Paisley Park estate, and the rights to…[...]

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Most business owners don't consider succession planning until about three to five years before exiting. But if you want the best outcome for your personal life and your business, succession planning advisors know it shouldn't just be an end-of-your-career consideration. Exit planning is business planning. It's no secret that business owners are usually consumed with managing and growing the business…[...]

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On Monday, October 2, we announced that after 29 years, we made the decision to change our name from Planned Financial Services to Return on Life Wealth Partners. Our name change emerged after evaluating what we stand for as a wealth management firm. What changed? When our founder Frank Fantozzi started the company in 1994, we selected a purely functional…[...]

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For kids, teens, and college students, summer break often represents freedom from schedules, responsibilities, and all those other drains on your time. Retirement actually can provide a similar level of freedom, but only if you've adequately prepared, planned, and saved. Below, we discuss three ways that planning ahead for your retirement can be like scheduling your summer. Deciding What to…[...]

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Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little easier knowing you have an estate plan in place. While an estate plan is personalized to the wants and needs of each…[...]

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Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that their retirement plans will succeed. A successful retirement plan provides the ability to maintain your lifestyle for the duration of your life. Having enough retirement income for what you…[...]

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A solid financial plan for small businesses is vital, and part of that financial plan should be insurance. Insurance is essential to preserve small businesses, cover their assets, and safeguard their employees. Here are some types of insurance coverage a small business should have and why this is critical to your financial plan. General Liability An important part of small…[...]

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